Binary options are arguably one of the easiest ways to trade stocks, currencies, commodities, and indices. Unlike conventional investment instruments, you don’t own the underlying assets. Nor do your profits or losses depend on how far above or below the strike price the asset ends up at expiry. Instead, you execute trades based on simple price movements – up, down, above the strike, below the strike, etc. Most reputable brokers offer an assortment of binary options deposit options for funding your accounts. We’ll describe the most common among them below.

Credit Cards: The Easiest Binary Options Deposit Option

For most people, credit cards are the simplest way to fund their binary options accounts. Because of the way binary options are regulated, there are rarely problems using a Visa, MasterCard, and even Diner’s Club card to make deposits. After registering your account at the broker’s site, you’ll need to log in and enter your credit card details. Then, choose the amount you’d like to deposit. Assuming the funds are available on your card, they are transferred immediately into your account.

Brokers That Accept Mastercard & Visa

Broker reviews Blacklist rating Trade now Early expiry Avg returns Min deposits Min trade Ratings Trade now
95% $250 $1
80% $10 $0.10
160% - 180% $50 $2
95% $250 $1
90% $250 $1
80% - 90% $250 $5

The above sites all accept Visa and Mastercard. As a binary options deposit option, credit cards have a distinct advantage over personal checks, wire transfers, and e-wallet services (all of which we’ll describe below). The funds are available within minutes, and there are no additional fees.

Debit Cards / Gift Cards for Deposits

A lot of aspiring binary traders lack a credit card, but possess a debit card adorned with a Visa logo. These cards can be used in the same manner as a credit card. The debit card gives the owner access to his or her funds, typically from a bank checking or savings account. As such, the funds are available for immediate deposit into a binary options account.

Gift cards are another funding option. The only requirement is that they have the Visa or MasterCard logo displayed on the front. They can be purchased from numerous sources, including grocery and convenience stores. Once the gift card has been “loaded,” it can be used to fund your binary options accounts. This is a favorite funding method for many US binary options traders as it gives you precise control on the amount loaded onto the card and keeps the transactions totally independent of your normal credit card usage.

Binary Options With Wire Transfers

Wire transfers are a good option for moving large amounts from your bank account to your binary options account. Before initiating the transfer, you’ll need the beneficiary’s bank details. The “beneficiary” in this case would be the receiving broker. Some brokers list this information on their sites. Others will provide it to you via email. Once you have the broker’s bank information, you’ll need to authorize your own bank to make the transfer.

The downside of wire transfers is that the funds can take several days to reach the broker. This means you’ll miss out on potentially profitable trades during this period, unless you use another funding option. Another drawback, depending on your trading activity, is that wire transfers often need to meet a certain minimum amount (e.g. $1000 at

Binary Options That Accept Paypal Transfers

Several brokers accept Paypal as a binary options deposit option. It’s fast, convenient, and for many people, an easy way to move funds that are essentially lying dormant, waiting to be used.
Brokers That Accept Paypal

  • IkkoTrader offers paypal with a $100 minimum
  • BetonMarkets – If you are from Asia you can use paypal to deposit at BetOnMarkets.
  • OptionsXP – A choice even if limited as a binary options paypal accepting broker.

Making a deposit from your Paypal account is similar to doing so with your credit card or debit card. After registering with the binary options broker of your choice, you’ll need to log into your account, and enter your Paypal details. Then, initiate the transfer. It could take up to 24 hours to gain access to your funds, but this would also be the case if you transferred them to your bank account.

E-Wallet Services for Binary Options Deposits

E-wallet services work similarly to Paypal. They serve as an intermediary between your bank and the binary options broker to which you’re transferring funds. They are popular with online poker sites since government regulation makes it difficult to use credit cards to transfer funds to such properties. Many binary options brokers accept deposits made from e-wallet services, but it is usually more convenient to fund your account with a Visa or MasterCard. Common ewallets include moneybookers, liberty reserve, neteller and other payment solutions.

Our general rule of thumb is to use a credit card for your initial deposits. All the reputable brokers take them and it is fast, easy and as secure as any other online purchase.

Binary Option Broker That Takes Personal Checks

Sending a personal check is considered a last resort for most binary options traders. The funds can take weeks to show up in your account due to mail delivery, check clearing, and other obstacles. Having said that, if you lack other funding options, writing a check gives you a way to participate in this exciting and fast-growing field.

6 Top-Rated Binary Options Brokers With Flexible Deposit Options

Although we’ve focused primarily on deposit options, there are several other factors to consider when choosing a binary options broker. For example, you want to make sure the payouts are competitive with the top brokers. You also want access to a helpful, knowledgeable support staff that can resolve problems quickly. Ideally, the broker you choose should offer generous bonuses, a wide range of assets to trade, and tools to make trading easier. With these features in mind, we’ve compiled a list of our six favorite binary options brokers below. For other reviews check out our Reviews & Ratings Page


  • 24Option – 24Option offers instruments that expire anywhere from 15 minutes to 30 days. You’ll have access to three commodities (gold, silver, and oil), more than a dozen stocks, a dozen currency pairs, and several indices. You can take advantage of several binary option types, such as high-low, one touch, and boundary options, executing them on a simple-to-use platform. Minimum deposits are only $250 ($1,000 for wire transfers). Visit today and create your account to get started.


Each of the binary options brokers we recommend accept several funding sources, including credit cards. We suggest visiting each of them to decide for yourself which brokers best suit your trading preferences.